Going to court? read this..

I noticed that the FTC Commission's Annual FDCPA Report is out. This report talks about the leading complaints and how many people experience these violations. Also describes some additional info that would be very helpful in presenting a judge your case. Describes the tactics that CA's use against consumers in very layman and official terminology. I hope this helps..

 

I forgot the link.
http://www.ftc.gov/os/statutes/fdcpajump.htm