First, who's name do I have to name in the lawsuit? Does it have to be someone in my state, one particular officer, or any officer at the main headquarters? Second, I fought with Gulf State and Equifax to get an incorrect entry removed 18 months ago, and it was reinserted. I have not been notified of its reinsertion. My question is do I have to have an old report, or can I bring in witnesses that helped me get the item removed? I also would like to get an idea of how long it may take to get this resolved. We are looking to get a house within a month, and this item will probably cost me an additional 5% deposit, and 2% interest on the mortgage.