from epdilla's02 progress thread well, we got our cards the other day. my CapOne is only a $200 limit as of right now, but i'm not worried about that. i think we're gonna worked up to about 20-25% utilization on both. also, a little side note...i'm glad we got our cards when we did because...I'M GONNA BE A FATHER!!! my wife told me this weekend when i got off work. i am so exciting i can't even begin to tell you. i really wanted us to have CCs before we had a child and now we do. also, regarding the nutcase letter i sent to MBNA. i mailed it out on the 20th of Feb. and they received it on the 24th of Feb. from what i've read on here my thinking is that they have until the 24th of Mar. to respond. is that correct? dilla 02-12-04: Equifax: 619 (fair) Experian: 628 (fair) TransUnion: 643 (fair) 02-23-04: Approved CapOne Platinum DW approved Fleet Platinum