good BT card that pulls EQ in NY?

Discussion in 'Credit Talk' started by depechebkn, Feb 12, 2003.

  1. depechebkn

    depechebkn Well-Known Member

    Hi have a Equiufax fico 714 no derogs, does anyone know of a good Balance Transfer credit card that pulls equifax in NY?
    Looking to transfer 8k from Chase Continental Card which is about to go to 17.9%.

    thanks for your help

    dan
     
  2. Nestea

    Nestea Well-Known Member

    GM Card, 0.0% APR on bal transfers

    www.gmcard.com

    instant approval, checks equifax.
     
  3. depechebkn

    depechebkn Well-Known Member

    My thoughts exactly! i just applied and they only gave me $1500!
    need more....
    anyone know who to call at GM when I get the card in the mail in order to try to get an increase in my CL line?

    thanks
     
  4. Nestea

    Nestea Well-Known Member

    I called, got a rep on the phone during activation, was raised from $5k to $7500.

    what is your highest CL on your report??
     
  5. depechebkn

    depechebkn Well-Known Member

    Highest CL is 8k with full utilization. Thats why i would like more. have about 60% utilization on all my cards now , maybe thats why they only gave me $1500. Do i have to ask to speak to a rep whjn i call? Or retention? basically what do i do when I get that card? Should i say that i want more for BT? Threaten to close the acount? What EXACTLY worked for you. Thank you for your responses by the way.

    Dan
     
  6. Nestea

    Nestea Well-Known Member

    I called the activation number.

    When the system said "put in your card number", I pushed Zero.

    Then, when the system said "please re-enter" I hit zero again.

    When I got a rep, I said "hi, im calling to activate my card. I would like to know if you can raise my limit based on the credit report you just pulled for me this past week when I applied, without a new inquiry."

    "what is the maximum you can give me without a new inquiry"??
     

Share This Page