I have my last Derog being disputed via CRA. my score is up to 733, BWHAHAHA. I got a nasty derog off Experian, score up to 623. BWHAHAHA Tranunion....well hehe 579. cheesy but we shall see.
I have my last Derog being disputed via CRA. my score is up to 733, BWHAHAHA. That is wonderful. 493 to 733, what an awsome news! COngratulations.
thanks everyone, yeah you just got to be persistant. I never once had to get pissy with anyone on the phone, I just stated the obvious. eg. If they can't verify with me, how can they possible verify the information correctly to you? I sent my letters with crrr with my dispute letter. or I would get a letter stating it was sold to someone else and say to CRA. as you can see, they don't own the account, therefore loses their rights to place it on my credit report. Pretty simple, Also I never state laws or statutes, I just tell them by law its should be so and so. I always send my disputes via Certifed Mail. Plus I have a cute hick accent.
Kiyi, Nice website! Do you have a connect for Southwestern stuff? Congrats on the good credit day! Charlie
Kinda, like Southwertern art and home interior knick knacks. My email is on if you want to email me. Thanks Charlie
charliealex, I added about 1/3 of what I have, I will finish rest tommorrow. About 70 pieces to add. Anymore requests? I will be glad to do more.
On accounts transferred or sold, how easy was this, the "they don't own the account, so they lose their right..." Would you be willing to e-mail me a sample letter you used? Maybe a dumb question, but is that really the case?
Stacey, I emailed you back on that. As you can see its alot easier then you would realize. Don't over complicate things for yourself.