They want my business! Discover gave me a 0% purchase APR for 6 months, and 1.9% BT, no fee deal for 6 months. BTW, they have said that there is no plan to raise my standard rate which still sits at 14.74%. CITI broke down and gave me a prime +2.5 APR on purchases, for a 7.65% standard rate. Have only had the card for one year. Still have the 5.9% BT rate. Didn't someone mention a 0% BT rate from them? Has anyone noticed the difference between dealing with CITI on the CITI cards and the AT&T cards? CITI has raised my CL and lowered my rates, and AT&T refuses to budge on anything! My record with them is about the same. When you creditnetters that have merged the CLs on these accounts, do you close out one account or just leave a small amount as CL on the one? AND, I have done quite a bit of BT shuffling amongst my different cards....has anyone run into any problems for doing that? I think George mentioned that he does the same.
