Well here's what I have accomplished in roughly 3 weeks. (seems like alot longer for some reason!) 1. Sent off all my dispute letters to all three CRA's (Did it again this week for Experian and Equifax because they had to "verify my new address" and I had to "re-submit my disputes" JERKS!!!) 2. Got a FCNB Secured Visa $100 dep / $150 CL 3. Got a CAP 1 Secured Visa $99 dep / $200 CL 4. Got an Orchard Bank Secured MC $200 dep / $200 CL 5. Will have a CAP 1 Secured MC in 3 weeks $99 dep / $200 CL 6. Got a CHEVRON "credit-builder's" $300 CL / $30 Annual Fee. (BTW, these guys were awesome to me on the phone. For once I didn't get treated like a piece of @#$* second rate citizen because of my credit. Reports to all three CRA's and in 6 mos they will convert to a regular card with a CL increase. 7. Was added as an AU on my Dad's Discover (Regular) 8. Was added as an AU on my Dad's Discover (Platinum) 9. Also have a new Jewelry Trade Line that should be reporting to all 3 CRA's soon. WOW! Seems like quite an accomplishment when you type it all out Now I am just going to wait and work on building history with these new cards. In the mean time keep on disputing, disputing, & disputing some more. Hopefully if all goes well, I should be in a lot better shape by this time next year. Thanks Everyone for all your help! EQUISUX= 528 EXPERIASS= 558 TRANSVESTITE= 598
THANKS DOC! Do you think I over/under did it or does this mix seem about right? Tried to get a couple of retail cards but no luck, although I am still waiting to hear from Target (got the "7-10 days"). If I don't get the Guest card, I'll wait 6 mos or so and try again.
