I just pulled a TU report and my score is 659. Not bad, for someone with my history. My EX and EQ shows no score because I don't have enough tradelines. 1 good for $500 and one CO for $115. I need some cards I can put away and get a few postive tradelines going. I checked the who pulled my credit XL file, and I don't feel good about the data because I was denied by orchard on the 8th. Not that many CC pull only from TU. I don't care about the limit as much as I care about the card reporting to all 3 CRAs. Can anyone give me some advice here??
HI. You were denied by orchard b/c the 2 CRs that they pull are the ones you don't have history on. Try Chase, BofA, and if you are in IL, try Citi. You may also want to consider a gas card such as Chevron or BP since you just want to have a CL to hold, not really use. I wouldn,t suggest Target because they've become stingy, and pull EQ. HTH Trina PS if all else fails, cap1 or first premier(you just have to pay it down first).
