Goodbye Capital One

Good for you!

Someday I hope to call Cap 1 and tell them to pound sand.

Currently it's my oldest tradeline dating back to 1996.

Best regards,
Mirage

 

Sound like you got the same lame letter that I did..."We've made a business decision to make changes to a segment of our portfolio...we did not base these changes on your account history or behavior (Yeah, right!)"

Congratulations on giving them the boot--and on getting them to cut your fee in half. I had no luck with my phone call at all.

 

I dumped HOUSEHOLD (YEARS AGO) when they decided to charge me an annual fee...BECAUSE THEY CAN!!!

 

You did better than me, I couldn't negotiate a 1/2 membership fee. I even bluffed cancellation, but they wouldn't budge.

I only keep them around so I can add others as AU to it. My limit is pretty low and this is my oldest cc.

 

OK, mh1757, how did you knock half off the fee?

I asked to speak to a supervisor and the lady practically laughed. She said, they're just going to tell you the same thing.

BTW, my fee is supposed to be $48 annually--after 4 years of fee-less, blemish-free relations. What's up with that?

 

I got it, too..it was kmart cap one..I closed it...

 

This is best decision you can ever had!. CrapOne only works when you are starting up or rebulding credit. After that is useless.

 

Cinderella, when I closed my Cap One Also my oldest credit line. my scores did not change too much, as matter of fact they improved some points. i suggest you that if you already have better prime cards dump CrapOne ASAP. Don´t pay any anual fee for that card.

 

Cinderella, when I closed my Cap One Also my oldest credit line. my scores did not change too much, as matter of fact they improved some points. i suggest you that if you already have better prime cards dump CrapOne ASAP. Don´t pay any anual fee for that card.