Just wanted to let everyone know goodwill letters really work. I have had some 30/60 days fall off from two creditors now.
Yes, me too. I just got another success in the mail today. This tradeline deleted 60,90,&120 day lates & left 1 30 day late from 2 years ago. That was a pretty good deal for me!!!!! The account has been current for awhile though!! DiSpy
I have had a terrible time with MBNA. I tried Planet Feedback and postal mail with goodwill letters. Neither worked. I was told they couldn't change how they report information to the CRA's. Discover and CapitalOne have been great to work with. I will keep doing business with them in the future. As soon as MBNA is paid off I will never use them again.
I feel the same on MBNA. Working on getting my limit increased on Capitol one so I can move all of my balance over and can call and tell MBNA to shove it.
Capital One is one of the creditors I have to deal with.. Where did you send the letters to or did you speak with a specific person? Thanks.
Could you post the letter that you used, I didn't have success with either capital one or discover even after 18 months of good payments.