I was wondering if anyone has done this and gotten a late payment removed. When I called, they said they only report to the collection after being 90 days late, even though mine says 30 days late. I would hate to ask it to be removed and have them change the reporting from a 30 day to a 90 day. Anyone have any advice? Should I just leave it alone? I hate seeing a late cell bill on my report.
No, I was afraid if I did it would verify worse than a 30 day since they said they do not report until 90 days past due. I do not know if this is true, but that is what they told me. I think it a legit late payment, but after reading this board, it sounds like there are alot of people getting rid of legitimate damage they have received. I am very new to this, so if i am mistaken, please feel free to let me know. I appreciate and welcome all advice recieved.
