I have only been aware of this board for a couple of months but wow! I sent out my first batch of goodwill letters yesterday.All of these are requesting removals of 30 day lates. FLEET NEIMAN MARCUS TARGET I called saks and they removed one as a goodwill gesture(had 2) will remove another in 6 months.Pretty decent,I thought. I also called FLEET a customer service rep. told me that they could not remove.I sent out a goodwill letter anyway(you could hear her filing her nails as we spoke,she could not have cared less) Disputed FCNB online as never late and within 2 days it was gone from TU and EX.Equifax ,I sent a letter. Has anyone had any luck with the above mentioned.Target,neimans,Fleet? I also have one from Merrick bank and Citgo that I have not yet disputed.All of these lates occured during a 3-6 month period and since I hvae been making all payments on time. Thanks,Janet
