Quick question about these...If I send goodwill letters to my creditors to get them to remove old late pays and they don't agree to remove them anyways. let's say I later decide to dispute with the CRAs, can the creditors use my own letters against me to verify that I was late...Thanks for your input, this board rocks!!!
Nope. They'd either verify or not verify..your letter won't be a factor. I sent letters back and forth to this one manager guy at wells fargo, begging and pleading over about 2 months, and he kept sending me letters back saying no. Well, I decided to dispute them with the CRAs, and *poof* gone heh
