Goodwill/Nutcase for joint account?

Discussion in 'Credit Talk' started by Struggler, Aug 7, 2002.

  1. Struggler

    Struggler Well-Known Member

    Any thoughts on this? Is it "we" appreciate instead of "I," or "we" are furious instead of "I?" Do I reference that it's a joint account in the letter?

    PsychDoc? Quixote? Anyone?

    Thanks!
     
  2. padderwock

    padderwock Active Member

    I think that this is a call that you have to make, it depends on the situation and how serious the derogatory credit is. How long ago was it ? Are you writing to a major Bank ? or local finance company ?
     
  3. PsychDoc

    PsychDoc Well-Known Member

    Re: Goodwill/Nutcase for joint acco

    Stick with "I" since one person is writing the letter and will sign it.

    I am formally requesting that you validate all tradeline notations you have submitted to the three major credit reporting agencies by â??NAME OF COLLECTION AGENCYâ? or â??NAME OF ORIGINAL CREDITORâ? for NAME1 and NAME2, for account number XXXXXXXXX.

    Doc
     
  4. Struggler

    Struggler Well-Known Member

    Re: Goodwill/Nutcase for joint acco

    Thanks, folks. I just paid it off in full, but not quick enough to avoid "paid chargeoff" status.
     

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