Any thoughts on this? Is it "we" appreciate instead of "I," or "we" are furious instead of "I?" Do I reference that it's a joint account in the letter? PsychDoc? Quixote? Anyone? Thanks!
I think that this is a call that you have to make, it depends on the situation and how serious the derogatory credit is. How long ago was it ? Are you writing to a major Bank ? or local finance company ?
Re: Goodwill/Nutcase for joint acco Stick with "I" since one person is writing the letter and will sign it. I am formally requesting that you validate all tradeline notations you have submitted to the three major credit reporting agencies by â??NAME OF COLLECTION AGENCYâ? or â??NAME OF ORIGINAL CREDITORâ? for NAME1 and NAME2, for account number XXXXXXXXX. Doc
Re: Goodwill/Nutcase for joint acco Thanks, folks. I just paid it off in full, but not quick enough to avoid "paid chargeoff" status.