1st---I have received several deletions within my year of credit restoration. Now I need positive credit. I have two credit builder cards in which I received from this site. However, when I apply to other cards I have been denied. I try to research and make sure they are choosing the CRA with the highest score, but that is not working. I think my positive to negative accounts is what is getting me. I have those two positive accounts, with my student loans in deferment, and 2 paid collection accounts.****Please help what do you advise****(I have even thought about taking out a loan of some sort and paying it off in order to receive a positive credit-line.) 2nd---If a person has a repossession or bankruptcy can those items be validated or disputed??????????
YOUR 2 "PAID" COLLECTIONS ARE HURTING YOU... Have you wrote them asking asking to have them REMOVED or changed to PAID/NEVER LATE??? Do you have $1,000 that you could get a one year CD loan??? Or get a PERSONAL loan from your bank for $1,000 for 12 months??? Make sure they REPORT...or DON'T BOTHER!!!
George, I will work on getting the paid accounts removed. But I was thinking about the Loan thing also. I will shop around and see about doing that. Thanks for that info.
