I have not heard many good things about this bank but could not resist this rate. Offer came in mail. Approved for 15000 and they checked TU. mark
Congratulations on getting the card. Just have another one handy, and if they jack your rates later, you know what to do.
Re: Re: Got 6.9 fixed apr Juniper Juniper Plat Visa and MC at www.juniper.com Annual APR 11.99 Variable* Other APR: Balance Transfer Requested and Convenience Checks posted during 1st billing cycle: 6.99 Fixed Balance Transfer Requested and Convenience Checks posted after 1st billing cycle: 11.99 VARIABLE Variable Rate Information: 7.99% for Purchases, and this rate will not be lower than 11.99% 7.99% for Balance Transfers and Convenience Checks posted after the 1st billing cycle, and this rate will not be lower than 11.99% * Timely payment notice: If payment is received late, your 6.9% fixed APR on first cycle Balance Transfers will be increased to the APR applicable to Balance Transfers made after the first billing cycle. Am I wrong to think that the 6.9% is only for the 1st billing cycle?
Re: Re: Got 6.9 fixed apr Juniper I think that any BTs or convenience checks that POST in the first billing period have a 6.9% APR, I would assume for as long as that balance lasts (unless you pay late). But call and ask if that's what it means.
Re: Re: Got 6.9 fixed apr Juniper dsl - I read it that way as well. It looks like whatever you roll or balance transfer will be at 6.99% - then after 30 days the rate is 11 - but it gave Mark777 a nice limit....but that is a duel-edged sword. Get $15K on the card, then jack $15000 to 23% in a few months. Sure makes bank stocks look attractive. Mark777 - I think it is a good card - and it could be that Juniper does not report - you could search - BUT - that would be a nice place to stash $15K - knowing that the rate could go up. Not sure but maybe it was Evergreen - I remember the threads - check them out. good luck with the card - dogman
Re: Re: Re: Got 6.9 fixed apr Juniper I could be wrong... "IF" YOU WAIT TOO LONG TO USE THE 6.90%...(like in the second month)...YOU GET THE HIGHER RATE... YOU NEED TO DO IT A.S.A.P.
Re: Re: Re: Got 6.9 fixed apr Juniper Under my terms and conditions I have a FIXED 6.9 with no mention of any increase-unless late payments or my credit history changes to the negative and the usual stuff. In the literature it highlights "FIXED" several times. mark
Re: Re: Re: Got 6.9 fixed apr Juniper sounds good mark - you obviously got an offer that the web public could not get. kewl - thats a great rate especially at $15K if you ever needed it. aarrff - dogman
Re: Re: Re: Re: Re: Got 6.9 fixed apr Juniper That's my point. Is there really any such thing as a "fixed" rate card?
Re: Re: Re: Re: Re: Got 6.9 fixed apr Juniper Juniper Bank like BankOne closed my accounts because too many bankcards. By the way,they're the one giving me $500 TOY CARD. Ron.
Re: Re: Re: Re: Re: Re: Got 6.9 fixed apr Juniper close as I've seen amex blue....usage goes up 6.9 usage goes down 6.9 no matter what has happened 6.9 apr