Just did my usual checks of Fico and I was shocked and elated to see the jumps Equifax - 560 to 650 TU - 605 to 645 equifax - 608 to 605 (?) The real kicker is that nothing has changed on my credito report. I cant figure it out! The last change was I got a capital one card is a puny $300 about 3 months ago, but its been on my report for a few months already. FWIW, Im 13 months post ch.7 discharge and I've been cleaning my credit, but Ive taken a break from cleaning for a few months. I've already done some refi checking and it looks like can shave another 2 points off my mortgage. -Hey I'll take when I can get it!
