was it stupid for me to apply for the gold rewards plus card with the annual fee waived for the first year, in hoping that by calling MCS at the time of my renewal (when they charge my annual fee) that I can get the fee down from 130 to below 100 every year? Lots of people have posted so much luck of having this done that I thought it would be easy to do every year, but I am wondering how hard it is to get them to waive part of the fee every year? I can handle the annual fee but this was my original thinking in applying for the card and am now realizing that I may not be able to get it partially waived every year...what do you guys think? Should I just use it the first year see how I like it then see what happens at the end of the first year?? I guess I just can't pass up free for first year
