I just got my credit report with Trans Union. I wanted to see what the delinquent charge card information had to say. I also got my credit score. Could someone please tell me what this all means. UNVL/CITI Acnt#: XXXX-XXXX-XXXX-XXXX Revolving Account >Account information disputed by consumer< Credit Card Updated: 12/2002 Balance: $6447 Joint Account Opened: 10/1995 Most Owed: $0 Payment Terms: Minimum $133 Closed: Past Due: $381 Credit Limit: $5000 >Status as of 12/2002: 60 days past due< >In prior 48 months from last update,< > 4 times 90+ days ,2 times 60 days ,1 time 30 days late< >Maximum delinquency of 90+ days occurred in 01/2000 < My credit score was 746 - is this good or bad?
The "lates" pertain to the charge card. I have nothing else on my credit report that is delinquent, past due, unpaid or a BK. My report looks good except for the charge card.
