They told me I did not have long enough credit history. She said I needed 2 years and I told her I have about 2 1/2 years and I had two credit lines close to their limits. I have about 10 paid off, but I guess that doesn't matter. Anyway, do you think I could PFB'em and get an approval? If yes what would I say? Wait till I get the denial letter and use a reference # if they give me one or what? I would not use my s.s. in the letter. If anyone has done this let me know what to put and let me know if it worked. thanks
Chase is tightfisted and tight-lipped. You did great paying off 10 cards, but you just made their 2-year threshhold, and you're close to the limit. Reduce your UR, and they'll reconsider, but they may give you a low limit anyway.
