I do not have any retail cards and needed one to add just for a mix of credit. The only one I was interested in was Kohl's. The problem is the my TU score is way way down in the hole. Thanks to you guys I learned that Kohls only pulls TU and you need a score at least 630. I finally got a score of 634 on TU. I crossed my fingers and applied in the store. I DID NOT get instant approval . I was told I would receive a letter in 7-10 days. Well, today in my mailbox... a Kohl' card with a $300 limit. I so happy. Just taking baby steps towards getting this credit monkey off my back.
Congrats! Even more proof that CN DOES help people immensely. Sharing our success and failures help us all.
What derogs (if any) Pima, and how recent?? I tried calling them and asking about having a past bk, they wouldn't commit one way or the other, just said we'd have to just try. Too vague for me, I just can't afford any more inquiries. My tu is in the mid 650-675 range. Congrats to you though! Every positive step helps. Newstdt
Congrats! It's good for people to know that w/ this company the 7-10 day notification doesn't mean an automatic denial letter.
