I called today to have 2 student loan accounts removed because the DLA was 10/93 and it was reporting late payments, so that makes it a negative account which only reports for seven years. The rep at EQ told me it would stay on for 10 years because it was an R1 paid as agreed. Well I said how can it be paid as agreed and have late payments, and finally common sense won and they removed the late pays. So hopefully it will boost up my score alittle, I dont know because its so old but it was showing as a negative account on my EQ credit watch. Once again, thank you creditnetters......
it probally wont help score much. once u remove all the negative info though, it will move u into another score model. good luck
CREDITMAN, (Ford credit is one of my baddies too) Yea as old as they are saying it is, (its really from 98, finally an error in my favor) it probably wont have much of an effect, I expect 5 to 10 points max. I am just glad they are not removing it because it is an old account, now an old positive account. Woohooo!!!!! I love credit repair, it's actually fun. (when it works!)
Congrats comeback! It is great to hear that. I am not able to get my fleet late pays deleted from my reports...
Chargdoff, It's a real pain in the butt, I get good news and bad news everyday from these aholes. It's only fun when it works. I just got a letter from TU saying they verified the same student loans that EQ just deleted the late pays on "verified, no change" well guess what the tards changed the DLA from 10/93 to 01/98. I am gonna submit a new post and see if I sue them, I'm fuming right now. Keep on fighting.
