Today I got my CR from Equifax. Good part is my score is now 708, first time over 700 There are, however several funky things there I don't know how to take: 1. My auto loan appears as "SHARED, BUT OTHERWISE UNDESIGN" What the hell that means? The loan is in my name, with my wife as cosigner (wanted to have her on it, to build her credit) 2. I had a Providian card that I lost, now the account appears twice, both active. I have disputed the old one with equifax a month ago, but they verified it. I don't know if I should press this issue, after all the balance on this account is about 20 bucks... good for my ratio. And there's no fraud danger, I did find the card the next day after I declared it lost... Any advice?