Of course the terms aren't the greatest, but for a couple of Disney lovers like me and my wife are, it's neat. Still dealing with the lousy CL though. Anyone have any success getting a CL increased from BankOne/FUSA right off the bat? The CSR's will not let me talk to anyone and only offer to do a limit increase inquiry, which I am sure means another hard pull. Anyone have experience with BO/FUSA and how they are with giving automatic increases? Any info would help. Thanks!
I recieved the Marriots reward yesterday fm BankOne tried to get an increase just got off of the phone and it was a no-go. I would have been surprised if they gave it to me though BC this is my second new BankOne cc in 1 month. Soooo... I doubt this helps you but, you asked =)
1. Any request for a cl increase will find them pulling the hard one. 2. BO/FUSA (assuming all is well with your account) will generate automatic increases about every 6 months. Friend's example: Start $5,000...6 months later auto'd to $6,500...6 months later auto'd to $8,500
Re: Re: Got my Disney Visa, it is sweet! Well I think I can live with that. I don't want them pulling another hard.
Re: Re: Got my Disney Visa, it is sweet! my friend (under my disguise) applied for the disney. Shocked, she was the only one who got it. $10K limit. She makes about 40k'ish. both of us were declined. Oh well she needed the 0% to pay down her debts more than I . Guess i wasn't cut out to hold a disney. I'll schtick to my amex blue, its purty too.
Re: Re: Re: Got my Disney Visa, it is sweet! Makes no sense! I make $85K and scores are in the 700's. I get $2500! I just fired off a letter to Bank One through PFB about this. Anyone have any success getting a repsonse from Bank One?
Re: Re: Re: Got my Disney Visa, it is sweet! its all about history and other cls on your other cards .
Re: Re: Re: Got my Disney Visa, it is sweet! Got a PFB response already! Wow. Someone from the corporate office of the chairman sent me a high importance e-mail stating that she was sorry for the confusion and that a Executive Specialist was now assigned to my account to review it. She said they would be in touch shortly. I'm impressed.
My brother has Cash Rewards Card with Bank One and he carried a big balance on the account. After six to eight months they give him increase without asking. By the way, they approved him $10,000 CL for Disney's Visa. I tried to ask them for limit increase and they always pulled a credit report. Ron.
That's what I plan to do Ron. I am going to charge it up, becuase I want the points, and then pay it as soon as it gets to like 75% utilization whether the payment is due or not. Is there a good strategy for showing a card that you need and are worthy of a CL increase? I am really surprised how fast I got a response from Bank One. I hope to hear from them soon, and maybe they will have some good news for me.
