I just wanted to thank Breeze, Doc and Melsy for your help in trying to get my money back from Financial Link Services. I did everything you said, told them I was going to report them to the BBB, California AG and the FTC. It was kinda funny to watch. They got tough with me and said go ahead and do it. They weren't scared because they were following the law. I just let them stew and they called me back and said they would refund my money. On a side note: I would never talk to anyone on the phone. These people continued to insult and yell at me, so I just started faxing them and never answered their calls. Thank God for caller I.D. Anyway, I just wanted to thank you guys for your help. My husband is off cashing the check right now! Bobbi