I sent the validation letter to CA about 2 weeks ago. The account in question was settled with them 4 years ago. It's currently reporting on all 3 as "Settled for partial amount" I tried disputing with agencies but it comes back verified all the time. This time I received the letter from the CA that states: "We have recieved the amount agreed upon to settle your account. WE have accepted this payment as a full settlment of our loan. If you have any questions regarding this, feel free to contact us. What do I do now? Do I send them another letter, or because they already recieved payment on this account they don't have to validate it.
Reply to them, indicating that they have failed to properly validate. Ask to receive copies of your payment.
