Okay, for my hubby first, the CA has three accounts for him. But they just sent their own computer printouts detailing the debts. They did not send them certified. I will send Val2 letter Monday CRRR. Now for me... After receiving the Val2 letter, RMA sent back partial validation, not certified. They sent an itemized bill from the attorney only. No signature. AND it shows the last payment on the account is July 27, 1999. But the DOLA as 1/2000. It shows interest being charged until 1/2000 which must be when she sold the account. Where do I go from here? Violations: - Listing and verifiying a duplicate account - Pulling a hard/continued collection (possibly) - Re-aging the account - Not listing account as in dispute