when filing a graduated denial in response to a summons do you need to address every point in the complaint too? or can your answer simply be "I deny this is my debt and if it is my debt, I deny that it is still a valid debt and if it is a valid debt, I deny the amount sued for is the correct amount" and not answer each number separately? tia
For anyone else presented with this... I spoke with a lawyer today and one or the other is an adequate response.
