I just got aletter from one of the big CRAS and they deleted SEVERAL charge-offs and other negatives. I have never been so excited in my life. I signed up for Junum but I am wondering I could do this myself. Anyway, the pesimistic side to me is saying, "This won't last." Can they just go ahead and put it back on tomorrow if they verify it after all?
Yes the possibilty exists. It is called a soft delete. It happened to me last year. The item was deleted. When the company verified it they also updated the information. I called the CRA to attest the procedure and they explained it all to me. It is apparently legal--I checked.
