How Do I remove Foreclosures, Judgments and Bankruptcies off my credit report? I'm having challenges in two areas; 1. Getting foreclosures removed from my credit profile. Can someone tell me the process to use to accomplish this please? 2. Getting judgments removed? What do I need to do in order to accomplish this? Most of the language I have seen pertaining to public records says, "an item CAN remain on your report for UPTO 7yrs". Which indicates to me that there is no MINIMUM period of time that they must remain. I am a resident of the State of Michigan if this helps you help me. Thanks In Advance, Greatlife Style P.S. It may be a while before I can check back on to the Forum, so if its ok with the moderators, its perfectly ok with me if you could send a reply directly to my email address, which is: bcicorp2000@yahoo.com