I was going over a recent TU report because it was from a local affiliate and has a different layout than the normal TU report. Across the top is states "This Disclosure Is Not to be Used as a Credit Report". Huh? I asked for an updated credit report...not a disclosure. Anyway...that aside... In reviewing the inquiry section, you know how it says that TU Consumer Disclosures are not viewed by creditors? Well, how about two that show up as Credit Bureau Services? They also do collections out of this office, so it kinda looks like they pulled a report for a purpose other than to deal with my dispute. They deleted the disputed item...fine...but why the two inquiries. Anyone know if the Credit Bureau Services inquiries are lowering my score? L
