Discussion in 'Credit Talk' started by treici, Sep 10, 2003.

  1. treici

    treici New Member

    Last minute checking of reports before applying for mortgages... DH has an old charge off from 5/97 with 360 Communications. Today when I pulled his experian, he had the original charge off still there and now there is a new tradeline labelled Alltel chargeoff 6/2003 for the exact same amount and an acount number that is almost the same. 360 later became part of Alltel I believe? Should this just be disputed as a duplicate entry? Or is there more to it since it also appears to be re-aged? TIA
  2. Poochie

    Poochie Well-Known Member

    I belive the reaging is a $1000 violation - try a search under reaging to see what other more experienced Cnetters have to say

    Good luck!

  3. Butch

    Butch Well-Known Member

    What state are you in Treici ?
  4. treici

    treici New Member

    We have been in FL for 2 1/2 years, prior to that Dh lived in VA for about 10 years.
  5. Butch

    Butch Well-Known Member

    Re: Re: Grrrrr.....

    Ok well ... you can do pretty much anything you want. The SOL appears to have expired.

    If it were me, I'd call them and let them know what has happened, and make them delete. Tell them you're about to go for a mortgage and it better damn well not be on there when your lender does the last pull, or you'll have major damages.


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