That's what the pre-approved "Gold VISA" offer my fiance got from First National Bank of Marin says on the outside envelope. I added "DON'T DO IT!" in big letters. I can't wait to see what they're pitching here, but unfortunately he is not home to open it. If it weren't for this board I bet he'd be applying for that crummy thing ASAP.
Hey, I just got that one in the mail too!! Those bums have an old marketing list from when my credit score wasn't so great. They want to charge 19.80% interest, $99 enrollment fee, $90 annual membership fee. They do require a deposit & get around the Truth in Advertising by saying that they'll charge the security deposit to your card instead of your having to mail it in. As if! Rina -- Conquering through Christ