Tell me is this an improvement, and can it only get better. On or about April 8 I applied for Chase I-card... I was turned down, reason being.... You have one or more of the following: lawsuit, judgment, lien, bankruptcy, garnishment, attachment, foreclosure, or repossession The balances on account(s) in collections with other creditors are excessive Your consumer credit report reflects a charge-off and/or collection account Then as of June 1, I am getting this response... The balances on account(s) in collections with other creditors are excessive Your consumer credit report reflects a charge-off and/or collection account So would you call this an improvemnt?
