well, I disputed the equfax one in august and it was removed...they didn't verify. THe same story in september with exreian. Well today I get a letter in the mail from osi funding, the envelope says gulf state and the letter reads. "Dear XX, This letter is in respinse to your recetn received correspondance. We ahve verified your accoutn and forwarded your request to our dispute dept for processing. we will handle your request as expedioustly as possible. Portfolio supprot dept. " I have never contacted them!?!?!? I guess I should be prepared for this to pop back up on my report now huh? What should I do now?