Does anyone have any advice for me? My hubby and I had n account with Sprint that was turned over to Gulf State in 1997...we heard nothing from them until early this year...it wasn't on our reports at all...so anyway, it was only $76 so I figured pay it, so that it wouldn't show up...so in April we paid it...then lo and behold it show up on both of our EQ reports. I immediately disputed it as not mine on both, it came off of mine, but was verified on his. Plus it is now showing date of status 4/01 and status as O5. When I got his score from Scorepower it was 586 and one of the reasons stated was "date of most recent delinquency too recent" well he has no delinquencies since 1/00 except this stupid thing! Makes me mad. I have to deal with the local affiliate here, and am getting nowhere with them...they just keep verifying. Any suggestions? Also TU is reporting the status of his paid off car loan as 60 days past due as of 8/01 with a balance of 0, closed 8/01. Well the payment was due 8/24 and we paid it off 8/10...don't know how that can be 60 days late! Haven't had a late payment since 1/00 and that was 30 days...last 60 day late was 1997. They are the only CRA reporting it this way, the others have it right...his TU score (from them) is only 466! yikes! EX right now (via CreditExpert) is 656...quite a difference between the 3! I am getting frustrated...wanting to buy a house this spring, and income is not going to be the problem...credit is. Larissa
