Re: Re: Gurus Come Back! I am NOT a guru, but I DO have a question. You state that you paid (25+25+35=85) $85 to the CA and that was paid in full. So that's all that they sent over to the CA? And that there was still a balance of $1,500, right? And you paid this $1,500 to the OC and NOT the CA and that the OC had not turned this $1,500 over to the CA? Ok, assuming that I understand all this, WHEN did you pay off the entire balance of $1,500 to the OC? Was it before or after they pulled the credit report?