Just curious ... [color=0066FF]§ 611. (a) (2) (A) In general. Before the expiration of the 5-business-day period beginning on the date on which a consumer reporting agency receives notice of a dispute from any consumer in accordance with paragraph (1), the agency shall provide notification of the dispute to any person who provided any item of information in dispute, at the address and in the manner established with the person. The notice shall include all relevant information regarding the dispute that the agency has received from the consumer. § 603. (b) The term "person" means any individual, partnership, corporation, trust, estate, cooperative, association, government or governmental subdivision or agency, or other entity.[/color] Let say I dispute with CRA an account which is closed, but is listed as open. Let say CRA agrees and modifies the TL. Let say I dispute it again (wrong open date, wrong close date, wrong day of last activity, whatever) and after 10 days or so CRA notifies me that my dispute is frivolous, the account is verified, whatever. Here is a statement based on the above quoted FCRA sections: I am a [color=0066FF]person[/color], who has already [color=0066FF]provided an item of information in dispute[/color] (that is, account is closed), therefore [color=0066FF]the agency shall provide notification of the dispute[/color] to me [color=0066FF]before the expiration of the 5-business-day period[/color] ... So, what do you make out of it?
You aren't a furnisher of information. You are a consumer. You don't provide info, you dispute info that is provided by another. CRA's don't accept our information
