For a while, it seemed as if the only smooth aspect of correcting credit reports was the Ex dispute function. When they took that away, I was so disappointed. There was 1 hard from a creditor who ran it w/o permission when I asked for an APR reduction. The creditor had apologized profusely and written a letter but I anticipated the typical sludgy trek through credit mires. And then Doc, like some credit superhero, came up with his innovative solution. It wasn't just the fact that we could dispute again. It just felt so good to be on the power-side of the equation. The little guys won!
