This is what I have accomplished since Oct 2001 (cummulative of all reports): 2 judgments deleted 2 derogs deleted 5 CA accounts deleted 3 charge offs deleted Opened: Fleet 500 cl Citi AA 3500 cl Discover Platinum 5000+ (not sure yet) Kohls 1200 cl Zales 750 cl Cap One Auto Finance (refinance @ nearly 7% less than current rate, pre-judgment removal) Still working on: EQ: collection EX: 3 charge offs, 2 CA accounts, 1 late pay
What has that done to your scores? I'm just beginning my journey...interested to know where I might end up.
Good success! How did you do it? With just the validation then estoppel and dispute with the cras? Or do you have other methods that you use?