Whoohooa.. I filed bk back in June an have seen my scores in upper 400's. Finally after some bumpage, a new line of credit from orchard ($1000), and some good ole cleaning, my equifax finally hit 605 today Also, for the first time in a long time, I finally have a "postive influence" on my score. Much much nicer than seeing "see negative influences" Now just need to get TU and experian back up as well btw, Ive been pulling daily with equifax and Privacy Guard. How many pulls before TU shows bumpage? equ:605 exp:595 tu:580