Got my first deletions since August of last year. TU decided to remove 7 30 day lates and one 60 day from my Ford Motor Credit account and unrate it. Fine by me. One more negative TL to go till my reports clean!
I can well understand your happiness but that is terribly terribly slow. Thats at least 5 months to get it done. And what about the debt itself? What have you done about that? I've gotten rid of as many as 50 or 60 debts in slightly less time than that and done it many times over. None of them will ever come back either. Yours could conceiveably get reposted again sometime in the future especially if it is sold to another collector in the future. I'm sorry to rain on your parade like that because I am well aware that you did the best you could and at least deserve the kudos for that. I just wanted to say that there are other considerations beside just getting it off your credit.
No chance of this getting sold off to a CA. Its a fully paid for account and was paid off less than a year ago. Been a major pain in my butt. Keeps on gettin verified. Now down to EQ and EVIL EXP.
I noticed that TU recently deleted 2 30 day lates on an old paid Ford Motor Credit account of mine also. It now shows up in the positive column. I didn't dispute it, I wonder what's behind that gift? Luke
I think it could be the really nasty ITS I send to both TU and Ford. Sending a draft complaint along with your ITS really gets their attention! It shows your not all hot air and you have the ways and means to sue them and not only that your ready to do so. No problem with EQ or EXP deleting its what I wanted TU to do. Same effect.
