Hi Just wanted to share..I got one more deletion off of hubbys experian report.....woohoo...it was Alternitive recovery Mngt.(Univ. of Phoenix) was trying to get $$ for a class he already took....some problem with him falling out of complience with his student loan they didn't tell him he owed money till after the class was over. Univ of Phoenix refused to validate.Boy I am glad to see it deleted ) For those who are just starting don't give up sometimes ya get lucky!! Its a good day...(lets hope it comes off the Tu and Eq just as easy Jamie
Anytime you can get something deleted from Experian is definitely a cause for celebration. Your husband should take you out to dinner tonight!
I agree. I had a collection deleted by Equ and Tu on my first try. Somehow, some way Exp verified it. I disputed again, and now they have 4 more days to come back w/ the results.
No kidding. Experian has my last derrog. The same one Transunion deleted in a week is taking two months for Experian. It may not happen at all.
Does anyone know why some CRA's can verify a dispute while others can't and delete? Do you think they even try to investigate all of them?
No, I don't think they verify all of them. Therefore, we should request from the CRA all of the documents that they received from the CA (or OC) to validate a derog. From my personal experience, the collection I mentioned on my Exp CR above was updated to verified on the last day of the dispute cycle! Is that a coincidence? I think not.
