1. Mar 31, 2001 #1
   

   Shelby Well-Known Member

   What exactly is the difference between a hard a soft inquiry?

    

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3. Mar 31, 2001 #2
   

   GEORGE Well-Known Member

   HARD is like when you apply for credit...
   
   SOFT is when your current creditors review your accounts...(AR)
   or you ask for your own credit report.

    
4. Mar 31, 2001 #3
   

   GEORGE Well-Known Member

   Soft have no effect on F.I.C.O.

    

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