Hard inq from Sears for online CLI?

Discussion in 'Credit Talk' started by faztcobra, Oct 31, 2003.

  1. faztcobra

    faztcobra Well-Known Member

    I was reading on cardoffers.com that Sears gave CLIs all the time, though I never could get any. I'd been stuck on $1260 with them from day 1 7 years ago and have been denied CLI on the several occasions I've tried over the years. Well, I actually had a reason to use the card here recently and had a balance for 2 consecutive months(less than $100 because of the insane interest!!) and figured since i had usage, I'd try the CLI. Did it and it worked. Finally, after 7 years, they gave me and extra $510($1770 CL now - where do they come up with these numbers for CLs?). Just curious if anyone knows if they pull a hard? I got the response in about 5-6 seconds. Can they pull credit AND process and increase in that short of time?

    Good news is, I'm 4 for 4 lately w/ CLIs on all my cards. Granted, it's taken PFB to get there on one, but I'll take what I can get, when I can get it.
     
  2. GEORGE

    GEORGE Well-Known Member

    HARD TRANS UNION---DENIED (ON-LINE)

    SEARS said they would remove the INQUIRY if I proved it...(it is gone by "B")

    STUCK FOR LIKE 5 OR MORE YEARS AT THE SAME CREDIT LIMIT...

    ...and YES I do use it!!!

    10% OFF DAYS AND 0.00% FINANCING

    0.00% TILL NOVEMBER 2004 TOMORROW

    WASHER (got the DRYER on 0.00% 6 months ago I think)
    FREEZER (STAND ALONE)
    REFRIGERATOR

    (I THINK IT IS TIME I'M TIRED OF WAITING)
     
  3. faztcobra

    faztcobra Well-Known Member

    Re: Re: Hard inq from Sears for online CLI?

    UYGF!!

    Pulled PG today and my measly $510 CLI came inquiry free.
     
  4. faztcobra

    faztcobra Well-Known Member

    Re: Re: Hard inq from Sears for online CLI?

    Double checked today now that I was finally able to get a PG report. No inquiries! Definitely UYGF at work here...
     

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