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Hard inq ~v~ Soft inq

Discussion in 'Credit Talk' started by Deputy, Apr 30, 2002.

  1. Apr 30, 2002 #1
    Deputy

    Deputy Well-Known Member

    I gon't get it....If a hard inquiry is when people lok at your credit to see if you get approved, and a soft inquiry is when people lok to see if they should raise your limit (for example)...And a soft inquiry doesn't even show up on your report or affect your score...then why are people trying to get the soft inquiry's deleted?

    Or are my facts screwed up about the differences...
     
  3. Apr 30, 2002 #2
    GEORGE

    GEORGE Well-Known Member

    Because you don't know for 100% FACT that they don't hurt...that's just what "THEY" tell you...

    If nobody sees it but me...I no longer have a need to "SEE" it...it can GO...
     
  4. Apr 30, 2002 #3
    GEORGE

    GEORGE Well-Known Member

    Once is enough, isn't it???
     
  5. Apr 30, 2002 #4
    tea

    tea Well-Known Member

    Does the soft inq have a 2 year limited also????
     
  6. Apr 30, 2002 #5
    the other

    the other Well-Known Member

    Sure does
     
  7. Apr 30, 2002 #6
    GEORGE

    GEORGE Well-Known Member

    One year is all...so I was told...

    But if you don't ask for removal...it might stay for 2+ years...

    I "SEE" it once...IT CAN BE GONE!!!
     

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