I apologize if this question has been asked before... My credit report lists as the #1 negative factor "there are are too many inquiries on your credit report." There are a total of 32 inquiries listed for the three CRAs. However, the majority of these are inquiries by banks that the small business that I own has loans with. Should those inquiries be "hard" inquiries or "soft" inquiries? I have not requested new credit; the banks just do periodic inquiries.
Probably should have been "soft" account reviews but, they do have a permissible purpose for hard inquiries.
