Hard Pulls

Discussion in 'Credit Talk' started by CMJ1015, Apr 3, 2009.

  1. CMJ1015

    CMJ1015 Active Member

    Hello all,

    Just a quick question, How long should it take for a hard pull to show up on my credit report? I just applied for and got a credit line with GE Money Bank for the purchase of a mattress set (0% for 6 months and I'll pay it off in 3). It's been almost a week now and according to True Credit, I have no new inquiries.

    I assume they must have done a credit check for the line of credit... Any ideas?
     
  2. woofer

    woofer Well-Known Member

    Be careful with GE.
    The pull a LOT, and every month do a soft pull, and I have known them to do a HP several times in one year. They also report monthly so if you get a charge with them, say for 2K(they usually do not give high credit limit) and use it that month they will report and of course if you bought something for $1500 your score will go down.
    They are not great as far as I am concerned and after you pay off your bed, don't use the credit from them anymore.
    WOofer
     
  3. apexcrsrv

    apexcrsrv Well-Known Member

    They may have just did a soft pull . . . rare, but, it happens sometimes by error usually.
     

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