Hello all, Just a quick question, How long should it take for a hard pull to show up on my credit report? I just applied for and got a credit line with GE Money Bank for the purchase of a mattress set (0% for 6 months and I'll pay it off in 3). It's been almost a week now and according to True Credit, I have no new inquiries. I assume they must have done a credit check for the line of credit... Any ideas?
Be careful with GE. The pull a LOT, and every month do a soft pull, and I have known them to do a HP several times in one year. They also report monthly so if you get a charge with them, say for 2K(they usually do not give high credit limit) and use it that month they will report and of course if you bought something for $1500 your score will go down. They are not great as far as I am concerned and after you pay off your bed, don't use the credit from them anymore. WOofer