Hard/soft inquiry for CL increase

Discussion in 'Credit Talk' started by kozman, Jun 21, 2002.

  1. kozman

    kozman Well-Known Member

    Does anyone know out of the following list who pulls hard inquires and who pulls soft inquires for requests for a CL increase? Thanks.

    Cap One
    Kohl's
    Marshall Fields
    Target Guest card
    Providian

    Also, does anyone know if Sunoco gas card will post on an AU's credit report. Thanks again for the help!
     
  2. miles

    miles Well-Known Member

    I know that Kohl's will pull a hard inquiry. However, if you ask them not to, they will base the increase on account history and why you want the increase. Good luck!!
     
  3. mj

    mj Well-Known Member

    I've never had Field's/Target pull a hard INQ- their system is set-up that you can get an increase every 3-4 months. For both (not Visa) just select "increase credit limit" on the phone system and see what it does.

    Good luck,
    mj
     
  4. kozman

    kozman Well-Known Member

    Thank you. I'll try your advice
     
  5. breeze

    breeze Well-Known Member

    Call the Cap One CS telephone number, and go through the menu until it says something about a credit line increase - if you can get one, it will give you that option - thye don't pull an inquiry to get one that way. If it doesn't mention an increase, then your card can't get them that way.
     
  6. kozman

    kozman Well-Known Member

    Thanks Breeze!!
     

Share This Page