An insurance company pulled an unsolicited hard report on me a little over a month ago. I saw it immediately and called and told them to have it removed and send me confirmation. About a week later I got a copy of the letter the insurance company sent to TU telling them to switch it from hard to soft (though it probably shouldn't have even happened at all). It's been about 3 weeks now and it's still showing as a hard inquiry. How long should I wait? Should I call the insurance company back? Dispute with TU? What should I do? BTW - this 1 inquiry dropped my TU score 28 points. Thanks, Kevin
